Motor truck cargo insurance is a third-party legal liability coverage that covers trucking owners and other motor carriers for hire against the loss or damage to cargo they haul on behalf of others.
Coverage Options
Motor truck insurance covers your cargo and warehouse (if the load cannot be delivered same day up to 75 hours) loading and unloading, and it includes:
- Cargo liability
- Removal expenses
- Legal expenses and settlements
- Earned freight coverage
- Damage and replacements cost in the event of damage by collision, fire, water damage, equipment failure, or theft
- Refrigeration or heating equipment breakdown
Target Classes
- Smaller motor carriers
- Fleet truckers
- Refrigeration haulers
Submission Requirements
- Motor truck cargo application
- MVR
- MC and DOT numbers
- 5 year loss history
