Combined general liability and environmental liability policies assist in minimizing the gaps present in the standard general liability policies by blending general liability and pollution liability into one comprehensive policy form for contractors and consultants providing environmental services.
Coverage Options
- Comprehensive general liability: occurrence
- Contractors pollution liability: occurrence
- Professional liability: claims made
Key Features
- Includes traditional CGL coverages within the policy form with many common ISO upgrades
- Blanket GL premises coverage for locations that insured owns, operates, rents and/or leases for their company operations
- Blanket per project aggregate available
- Blanket additional Insured including ongoing operations, completed operations and primary and noncontributory clause
- Blanket waiver of subrogation
- Employee benefits liability coverage
- Transportation coverage including loading and unloading
- Emergency response costs
- Blanket non-owned disposal site coverage
- Mold/legionella coverage: claims-made or occurrence
- Site pollution coverage on sudden and accidental basis for temporary locations utilized for construction activities
- Excess liability available
Target Classes
- Environmental remediation contractors including but not limited to:
- Asbestos/lead/PCB/mold abatement
- Tank installation and removal
- Soil excavation and remediation
- Hazardous waste management,
- Transportation and disposal
- Industrial maintenance and cleaning
- Environmental consultants and engineers
- Waste brokers
- Laboratories
