Environmental impairment liability, also known as pollution legal liability, helps protect property owners/operators, buyers, sellers, and developers from liability associated with both known and unknown pollution incidents at an insured location. The program can be structured to help the insured deal with uncertainties associated with potential environmental issues.
Helps secure environmental liability for property owners, operators or lessees
Used to facilitate merger/acquisition deal closure or financing associated with impaired properties and difficult to close transactions
Can be offered on portfolios or a single property
Can cover pre-existing and new pollution conditions
Multi-year claims made
Coverage for unknown, historic, and operational pollution releases
On & off-site clean-up of soil/groundwater
Coverage for third-party bodily injury and third-party property damage
First and third-party clean up
Indoor air quality/mold & legionella
Emergency expense coverage
Business interruption and contingent business interruption
Transportation pollution liability
Non-owned disposal site liability
Third-party claims for asbestos and lead based paint
First-party diminution of value (DIV)
Aboveground and/or underground storage tank coverage
Can be written on multi-year basis in order to provide long term protections for the insured
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