Overview of Contractors Pollution Liability (CPL) Insurance In conjunction with Building Safety Week, which is recognized from May 2nd to May 6th, 2023, this article series explores how various policy exclusions can operate within a commercial general liability or CGL policy, illustrates how other types of policies may respond, and identifies multiple claims examples... Read more »
The Building Blocks of How Various Pollution Exclusions Can Operate
Overview of Contractors Pollution Liability (CPL) Insurance In conjunction with Building Safety Week, which is recognized from May 2nd to May 6th, 2023, this article series explores how various policy exclusions can operate within a commercial general liability or CGL policy, illustrates how other types of policies may respond, and identifies multiple claims examples... Read more »
Construction Safety Week, beginning on May 1st, 2023, and culminating on May 5th, 2023, provides an opportunity to facilitate a safety culture and empower those involved to continue utilizing mechanisms, such as insurance, to minimize risk exposure when possible. The theme for this year, “Strong Voices. Safe Choices.,” best embodies this message. The following claims... 
National Work Zone Awareness Week, which is recognized from April 17th to April 21st, 2023, is an opportunity for all to recognize both the challenges and the inherent risks presented in work zones. This year’s theme is the following: “You play a role in work zone safety. Work with us.” We are using this opportunity to... 
The agricultural industry is a vital component of the global economy, and farmers face a range of risks, including weather conditions, pests, diseases, and market fluctuations. Insurance can help mitigate these risks, providing farmers with financial security and stability. Agricultural insurance is a type of insurance that covers agricultural production and helps protect farmers against... 
As consumers change and evolve so do the industries that serve them; the cosmetics industry is not alone in this constantly moving product cycle. The clean cosmetic industry is just one microcosm of this. Cosmetics manufacturers are adapting to consumer demand for products that contain fewer additives or can be marketed as “environmentally friendly.” The... 
Data Privacy Week, recognized this year during the week of January 22-28th, is part of an international awareness campaign to educate both businesses and individuals about just how important online privacy is in today’s ever-changing times. One way to do that is to explore what new technology terms mean and also examine the impacts of... 
In connection with November’s International Fraud Awareness Week (November 13th-19th, 2022), this article addresses some of the common cyber pitfalls, and it also includes some of those cyber incident legislative responses initiated to help reduce such events from happening on an international scale. A Changing Workforce & Impacts on the Cyber World As noted by the... 
When thinking of infrastructure, physical infrastructure of roads, bridges, tunnels, and highways comes to mind, but not necessarily cyber infrastructure that we also travel and rely on daily. Reliance on cyber infrastructure has become more pronounced during the pandemic with remote work environments. In conjunction with October being Cybersecurity Awareness Month, this article touches on... 
With National Construction Appreciation Week (September 19-23) here, we’d like to take the time to highlight this essential industry and recognize the hard-working businesses that operate in a environment of risk. Of all the financial risks inherent in the construction context, environmental and pollution risks can sometimes be overlooked, and may not be part of... 
Have any of your insureds asked you to comment on the coverage afforded and the cost-effectiveness of a Contractors Pollution Liability Policy for a specific project that covers some but not all of the parties engaged in construction activities… Providing coverage for some but not all of the parties involved in a construction project may...