Whether your operation is focused on exploration, extraction, pipeline distribution, contracting, processing, marketing, or fuel transport to end markets – oil and gas companies face unique, wide-ranging risks. This is also true whether you operate at a single site or have diverse facilities and operations nationwide.

Coverage Options

  • Package GL/WC/Auto (including HNOA)/Umbrella (including S&A pollution and URE coverage)
  • Monoline GL (for many classes of business we have markets that can support the HNOA if the exposure is on a true “if any” basis)
  • Package GL/CPL and GL/CPL/Professional
  • Site pollution (i.e., pollution legal liability)
  • CPL and CPL/Professional
  • Supported and unsupported excess limits of $50M (for some classes of business, $100M)

Target Classes

Energy: Petroleum, upstream, midstream, and downstream risks, including:

  • Oil & gas exploration
  • Oil or gas well drilling
  • Architects, engineers & consultants
  • Oil or gas lease operators
  • Lease work, site prep contractors
  • Oil well servicing contractors
  • Oil or gas pipeline operations & construction
  • Oil refineries
  • Oil still erection or repair
  • Petrochemical & refinery contractor
  • Energy equipment dealers, manufacturers & suppliers
  • Gas or oil commodity brokers
  • Gas processing contractors
  • Underground storage
  • Frac water haulers 
  • Roustabouts contractors
  • Mud loggers
  • Hot shot transportation 
  • Crude oil transportation 
  • Frac water ponds
  • Injection wells
  • Rat hole drillers
  • Products manufacturing & distribution
  • Pipeline contractors (new construction and maintenance)


  • Oil/gas/water transmission and gathering lines
  • Storage terminals
  • Oil/gas processing facilities

Down hole exposure:

  • URE coverage/primary and excess
  • S&A pollution for operational exposures
  • Products coverage

Utilities: Coal, petroleum, natural gas, & renewable, including:

  • Power generation
  • Gas and electric utilities
  • Small municipal utilities